Pricing
Fixed fees, quoted before work starts.
Priced against the constraint that matters this year — time — and never contingent on the deal closing, on the price, or on what the report concludes.
A Readiness QoE does not and cannot satisfy the lender-commissioned requirement under SBA SOP 50 10 8.1. It is pre-flight for the report the lender will order.
Mandated · lender-engagedCommission a lender QoE
Ikigai QoE Lender
Engaged by the lender, prepared for the lender's benefit.
Lender QoE — Standard$3M–$6M, single entity · 10 business days$8,500
Lender QoE — ComplexMulti-entity, cash-to-accrual, inventory, over $6M · 12 days$12,500
RushEither tier · 5 business days+$2,500
Lender QoE-LiteUnder $3M, voluntary · 7 business days$3,950
Bring-downRe-run at close · 3 business days$1,500
Sell-side · readinessAsk about Readiness
Ikigai QoE Readiness
Ordered by the seller or listing broker, before listing.
SBA Readiness CheckClears 1.25× or doesn't · 48 hoursFree
Readiness QoE — Main StreetListings under $3M · 7 business days$2,950
Readiness QoE — Pre-FlightListings $3M and up · 7 business days$4,950
Remediation SprintGuided cleanup, then a free re-run$2,500
SentinelMonthly re-certification and drift alerts$495/mo
Buy-sideAsk about Verify
Ikigai QoE Verify
Ordered by a buyer or search fund, on non-SBA or pre-LOI work.
Verify ScanPre-LOI screen · 48 hours$1,950
Verify DeltaAgainst an existing file · 72 hours$3,500
Verify FullIndependent reconstruction · 5–8 days$7,500–18,000
Never contingent. A Quality of Earnings report whose fee depends on the outcome is worthless, and on a lender-engaged file it would breach the independence the SOP requires.
The same engine on every side. Identical algorithms, thresholds and evidence standard. The only differences are who engages us and who sees the remediation plan — and a lender engagement has no remediation plan at all.